Alright, let's work through 3974 times 937 step by step
3974 × 937 = 937 × (3974)
+ 937 × 4 that results in 3748
+ 937 × 70 that equals 65590
+ 937 × 900 resulting in 843300
+ 937 × 3000 producing 2811000

= 3723638
