Let's roll up our sleeves and solve this. We have 950 and we're going to multiply it by 12, essentially adding 950 to itself 12 times.
Step 1: 0 + 950 = 950
Step 2: 950 + 950 = 1900
Step 3: 1900 + 950 = 2850
Step 4: 2850 + 950 = 3800
Step 5: 3800 + 950 = 4750
Step 6: 4750 + 950 = 5700
Step 7: 5700 + 950 = 6650
Step 8: 6650 + 950 = 7600
Step 9: 7600 + 950 = 8550
Step 10: 8550 + 950 = 9500
Step 11: 9500 + 950 = 10450
Step 12: 10450 + 950 = 11400

So, 950*12 = 11400