We divide 20995 by 16
We're looking to find how many times 16 goes into 20995.

Let's proceed to step 1:
16 can be fit into 2 0 times, resulting in a remainder of 2.
Put 0 as the next digit of the answer. 
Result so far: 0.0
The remainder is 2 after subtracting 0 from 2.
Bring next digit (0) of the dividend behind the 2 and repeat the process: 20 / 16

Step 2:
When dividing 20 by 16, we get 1 with a remainder of 4.
The next digit of our result is 1. 
Result so far: 1.0
The remainder is 4 after subtracting 16 from 20.
Include the next digit (9) from the dividend after 4, then repeat: 49 / 16

Step 3:
The number 16 fits into 49 3 times, leaving a remainder of 1.
Write down 3 as next digit of the result. 
Result so far: 13.0
If we subtract 48 from 49, we get 1.
Bring next digit (9) of the dividend behind the 1 and repeat the process: 19 / 16

Let's proceed to step 4:
16 can be fit into 19 1 times, resulting in a remainder of 3.
The number 1 becomes the next digit in our result. 
Result so far: 131.0
If we take 16 away from 19, we end up with 3.
Take the next digit (5) from the dividend and append it to 3, then repeat: 35 / 16

Let's proceed to step 5:
35 divided by 16 is 2 with a remainder of 3.
Record the quotient 2 as the next digit in the result. 
Result so far: 1312.0
The remainder is 3 after subtracting 32 from 35.
Since there are no more digits in the dividend, we add a zero to the remainder making it 30, and continue the process.

Let's proceed to step 6:
16 can be fit into 30 1 times, resulting in a remainder of 14.
The number 1 becomes the next digit in our result. 
Result so far: 1312.1
Subtracting 16 from 30 leaves us with 14.
Since there are no more digits in the dividend, we add a zero to the remainder making it 140, and continue the process.

Moving on to step 7:
If we divide 140 by 16, we get 8 and a remainder of 12.
Put 8 as the next digit of the answer. 
Result so far: 1312.18
Subtracting 128 from 140 leaves us with 12.
Since there are no more digits in the dividend, we add a zero to the remainder making it 120, and continue the process.

On to step 8:
16 goes into 120 7 times with a remainder of 8.
Write down 7 as next digit of the result. 
Result so far: 1312.187
Subtracting 112 from 120 leaves us with 8.
Since there are no more digits in the dividend, we add a zero to the remainder making it 80, and continue the process.

On to step 9:
If we divide 80 by 16, we get 5 and a remainder of 0.
Write down 5 as next digit of the result. 
Result so far: 1312.1875
If we take 80 away from 80, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

On to step 10:
When dividing 0 by 16, we get 0 with a remainder of 0.
The next digit of our result is 0. 
Result so far: 1312.1875
If we take 0 away from 0, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Advancing to step 11:
0 divided by 16 is 0 with a remainder of 0.
Put 0 as the next digit of the answer. 
Result so far: 1312.1875
Subtracting 0 from 0 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

The final outcome is 1312.1875, with a leftover of 0.0.