Alright, let's work through 5401 times 5281 step by step
5401 × 5281 = 5281 × (5401)
+ 5281 × 1 that is equal 5281
+ 5281 × 00 giving us 0
+ 5281 × 400 yielding 2112400
+ 5281 × 5000 producing 26405000

= 28522681
