We're dividing 972836 by 20 
We want to figure out the number of times 972836 can be divided by 20.

Moving on to step 1:
The number 20 fits into 9 0 times, leaving a remainder of 9.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
If we subtract 0 from 9, we get 9.
Include the next digit (7) from the dividend after 9, then repeat: 97 / 20

Moving on to step 2:
If we divide 97 by 20, we get 4 and a remainder of 17.
Put 4 as the next digit of the answer. 
Result so far: 4.0
Deduct 80 from 97 and we're left with 17.
Bring next digit (2) of the dividend behind the 17 and repeat the process: 172 / 20

Step 3:
If we divide 172 by 20, we get 8 and a remainder of 12.
Write down 8 as next digit of the result. 
Result so far: 48.0
Subtracting 160 from 172 leaves us with 12.
Bring next digit (8) of the dividend behind the 12 and repeat the process: 128 / 20

Moving on to step 4:
The number 20 fits into 128 6 times, leaving a remainder of 8.
Write down 6 as next digit of the result. 
Result so far: 486.0
If we subtract 120 from 128, we get 8.
Append the next digit (3) from the dividend to 8 and continue with: 83 / 20

Going ahead to step 5:
83 divided by 20 is 4 with a remainder of 3.
Record the quotient 4 as the next digit in the result. 
Result so far: 4864.0
Subtracting 80 from 83 leaves us with 3.
Include the next digit (6) from the dividend after 3, then repeat: 36 / 20

Going ahead to step 6:
36 divided by 20 is 1 with a remainder of 16.
Use 1 as the next digit of our solution. 
Result so far: 48641.0
The remainder is 16 after subtracting 20 from 36.
Since there are no more digits in the dividend, we add a zero to the remainder making it 160, and continue the process.

On to step 7:
20 can be fit into 160 8 times, resulting in a remainder of 0.
Put 8 as the next digit of the answer. 
Result so far: 48641.8
If we take 160 away from 160, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 8:
20 can be fit into 0 0 times, resulting in a remainder of 0.
Record the quotient 0 as the next digit in the result. 
Result so far: 48641.8
Subtracting 0 from 0 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 9:
20 goes into 0 0 times with a remainder of 0.
The next digit of our result is 0. 
Result so far: 48641.8
If we take 0 away from 0, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

The quotient of the division is 48641.8, and the remainder is 0.0.