We are presented with 9960 and 520. Let's work out the sum.

Step 1: We'll start by adding the digits 0 & 0 in column 1 and get 0.

Step 2: We'll start by adding the digits 6 & 2 in column 2 and get 8.

Step 3: We'll start by adding the digits 9 & 5 in column 3 and get 14.
We'll write down the last digit 4 and carry the 1 to the next column.

Step 4: We'll start by adding the digits 9 & 0 in column 4 and get 10.
We'll write down the last digit 0 and carry the 1 to the next column.

So, 9960 + 520 = 10480.

