Let's divide 123986 by 95
We want to figure out the number of times 123986 can be divided by 95.

On to step 1:
95 can be fit into 1 0 times, resulting in a remainder of 1.
Use 0 as the next digit of our solution. 
Result so far: 0.0
If we take 0 away from 1, we end up with 1.
Grab the next digit (2) from the dividend, add it to 1, then carry on: 12 / 95

Advancing to step 2:
95 can be fit into 12 0 times, resulting in a remainder of 12.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
Subtract 0 from 12 to get 12.
Bring next digit (3) of the dividend behind the 12 and repeat the process: 123 / 95

On to step 3:
The number 95 fits into 123 1 times, leaving a remainder of 28.
Record the quotient 1 as the next digit in the result. 
Result so far: 1.0
Subtract 95 from 123 to get 28.
Include the next digit (9) from the dividend after 28, then repeat: 289 / 95

On to step 4:
The number 95 fits into 289 3 times, leaving a remainder of 4.
Record the quotient 3 as the next digit in the result. 
Result so far: 13.0
If we take 285 away from 289, we end up with 4.
Take the next digit (8) from the dividend and append it to 4, then repeat: 48 / 95

On to step 5:
If we divide 48 by 95, we get 0 and a remainder of 48.
Use 0 as the next digit of our solution. 
Result so far: 130.0
If we subtract 0 from 48, we get 48.
Take the next digit (6) from the dividend and append it to 48, then repeat: 486 / 95

Step 6:
95 goes into 486 5 times with a remainder of 11.
Put 5 as the next digit of the answer. 
Result so far: 1305.0
Subtracting 475 from 486 leaves us with 11.
Since there are no more digits in the dividend, we add a zero to the remainder making it 110, and continue the process.

Step 7:
110 divided by 95 is 1 with a remainder of 15.
Record the quotient 1 as the next digit in the result. 
Result so far: 1305.1
Subtract 95 from 110 to get 15.
Since there are no more digits in the dividend, we add a zero to the remainder making it 150, and continue the process.

Going ahead to step 8:
When dividing 150 by 95, we get 1 with a remainder of 55.
Write down 1 as next digit of the result. 
Result so far: 1305.11
Deduct 95 from 150 and we're left with 55.
Since there are no more digits in the dividend, we add a zero to the remainder making it 550, and continue the process.

In conclusion, the division gives 1305.11 with a balance of 0.055.