 		<tr>
 			<td>
 				<b>Description:</b>
- 				&nbsp;#replace(getLoan.loan_description,"#chr(10)#","<br/>","all")#
+ 				&nbsp;#replace(getLoan.loan_description,"#chr(10)#","<br>","all")#
 			</td>
 		</tr>
 	</cfif>

		<td>
			<b>Nature of Material:</b>
			<!--- format for PDF --->
			<cfset nom = replace(getLoan.nature_of_material,"#chr(10)#","<br/>","all")>
			<cfset nom = replace(nom,"<i>","","all")>
			<cfset nom = replace(nom,"</i>","","all")>
  					#nom#

				<tr>
					<td align="left" width="60%">
						<blockquote>
							#replace(getLoan.outside_address,"#chr(10)#","<br>","all")#
						</blockquote>
					</td>
					<td align="right" valign="top">
