CHUMICHEV NIKOLAY IVANOVICH -ENTREPRENEUR AND PHILANTHROPIST
THe article highlights the life and work of the Belgorod merchant Nikolai Ivanovich Chumichev (1779- 1869). Chumichev N.I. made a signicant contribution to the development of the economy of Belgorod (including the nancial sector), the formation of the urban social security system and the improvement of the town.