New money in the global economy 4.0
Introduction. An introduction to all articles substantiated by the relevance of research, the author of which is the concept of “new money”, is doth a result and attribute of economy 4.0, the meaning of which is the dissemination of digital technologies that can create and recreate previously non-existent forms of material and virtual space. Materials and methods. The authors rely on materials of the official websites of leading financial organizations, analytical agencies, monographs of both domestic and foreign authors for applying the analytical method based on the principle of extrapolation and historicity. Results of the study. The article reveals the essence, trends and contradictions that are characteristic of the process of digitalization of the monetary sphere in principle, and the use of innovative payment instruments in particular. Discussion. The changes in the financial system indicate the emergence of a sustainable element in the form of cryptocurrency. However, the countries of the world are not united in their attitude to this phenomenon and are divided into at least two camps - supporters and opponents of the free inegration of cryptocurrency into the existing monetary system. Conclusion. The authors argue that the ambiguity of the economic nature of cryptocurrency, or rather crypto assets, does not allow this phenomenon to economic growth and development the system.