INNOVATIVE PAYMENT INSTRUMENTS IN THE PAYMENT SYSTEMS
Generalization of the practice of the use of payment instruments in the payment systems revealed that modern payment systems are characterized by a high degree of receptivity to innovation. In the modern world the development and modification of instrumentation is associated mainly with the possibilities of technological support, vector of scientific and technical progress, as well as historic and national preferences. It is established that the list of payment instruments in practice is open due to the dynamism of the payment systems and shaping their informational environment, and also because of the inconsistency of theoretical opinions. Each tool is a separate direction option evolution types of payment instruments necessary for practical work in each particular case, and with a variety of promising potential.