Legal regulation of savings secrecy
The introduction argues the relevance of the study and formulates the purpose of the work: the disclosure of key aspects of the savings secrecy and the identification of the ratio of savings secrecy with other types of protected information. In the main part, there is a comprehensive study of the issues of savings secrecy, which have not been investigated by other authors as a complex system. The author notes that the savings secret includes information about the savings, their amount, structure, subjects of savings relations and other facts characterizing savings and the savings process. Thus, savings secrecy includes information characterizing savings in their metaphysical sense (as a property resource) and in the dialectical sense (as the relevant social relations). The article reveals the issues of the ratio of bank secrecy, financial secrecy, insurance secrecy, savings secrecy and other types of information. It is studied the right to protection against unlawful interference with privacy enshrined in Art. 28 of the Constitution of the Republic of Belarus. As a key criterion that distinguishes the category of “private affairs” the author mentions the absence of publicity. The article emphasizes that private affairs may relate to one person, family or group. A weakening of the secrecy of savings and banking secrecy are mentioned as a global trend. The conclusion notes that it is necessary to create a single legal regime for all types of secret savings. It is emphasized that the antagonism between public and private interests arises regardless of the saving tool used. The choice of a savings instrument should not mean different protection of the relevant information, as it would violate the provision of Art. 22 of the Constitution on equality of all before the law and equal protection of rights and legitimate interests. The obtained results can be used as a basis for further research on banking law, as well as in law-making and legal practice.