MODI OPERANDI OF CRIMES COMMITTED IN THE SPHERE OF REMOTE BANKING SERVICE AND TRACES-ELEMENTS OF THEIR FORMATION
It is stated in the article that rapid and global computer information technologies development has considerably influenced the overall life organization, which includes business all over the world. So, some automated functional processes have become evident, in which modern information technologies have smoothen distances, have increased the number of different kind of business and financial operations. Over the last years, the systems of remote banking service (RBS) have become an essential part of commercial and other organizations cooperation with the banking sector. In the article we touch upon real issues, related to the thread of cybercriminals intervention into financial companies' and their clients' work. Operatives, investigators and experts increasingly deal with different crimes that affect interests of financial organizations and people. They are DDos-attacks (distributed denial-of-service based attacks), reputation damage by means of libel and obscenities online publishing as well as remote banking service systems fraud, hacking servers, embezzlement and sensible information pilfering. Each of these illegal acts affects detrimentally business and other kind of companies and people's activity, but maximum financial loss might be caused by fraud in the internet-banking systems: online baking, internet client. The first system is designed for wholesale banking; the second - for personal banking. In order to enhance DBS related crimes detection, the authors have stated some of the important elements of forensic characteristics, which contain specific information, promoting leads suggestion and investigative measures in order to receive evidence of this kind of crime and identify perpetrators.