Analysis of credit risk of the commercial bank on the example of PJSC "Rosselhozbank"
Non-return of credit can lead banks and related economic entities to bankruptcy. Because of this, credit risks are the main problem of banks, and their management is a necessary condition for the functioning and development of banks. Analysis of the credit portfolio of PJSC Rosselkhozbank in terms of the credit risk level based on the coefficients showed that the coverage ratios and non-repayment of the principal amount are insignificant, which positively assesses the bank's credit activity in terms of risk management.