Value of hypothecary crediting for social development of region" (on an example of the Tyumen area)
The author considers concept and the social importance of accessible habitation for modern development of region. On the basis of results of the lead work, the author comes to conclusion, that hypothecary housing crediting is one of necessary tools of stabilization of a situation in housing sphere. Its formation - is a necessary social process within the limits of modern model of the Russian society. However integration of hypothecary crediting into system of accessible habitation, is interfaced to a line of complexities as a result of which, of the given kind of crediting only small part of the population of the country now can take advantage that does not reduce an acuteness of housing problem. So, one of not solved questions in the given sphere, is the effective organization of functioning of systems housing crediting at a regional level and ways of administrative influence on it. The regional aspect of management of the mechanism of hypothecary crediting in housing sphere is key. Hence, there is a practical need for development of directions of perfection of housing crediting mechanism at a level of separate regions, in particular the Tyumen area. Results of carried out sociological research allow to draw a conclusion, that with a view of increase of availability of habitation for the population it is necessary to provide conditions for development of system of hypothecary housing crediting and other mechanisms of expansion of solvent demand, and also to render budgetary support in purchase of habitation, including by means of hypothecary credits and loans, to young families