Assessment of development of insurance potential of agricultural products in Ukraine
The purpose of the article is to assess the potential opportunities of insurance of agricultural products in Ukraine in territorial, sectoral and institutional dimensions and to formulate proposals for their realization. The methodological basis of the study was theoretical methods of scientific research: inductive and deductive, abstract and logical, analysis and statistics, monographic, problem, graphic, system-structural and comparative analysis. The research found that in Ukraine is concentrated a considerable potential of development of agricultural insurance. This affirmation is based on totality of three interrelated components of potential: the availability of agricultural lands, agricultural producers and insurance companies that provide appropriate services to legal entities and individuals in rural areas. Assessing of potential of the agricultural insurance indicates its quite low use, which does not provide appropriate protection of potential insurants’ property interests. As an element of scientific novelty was substantiated the need for further capitalization of domestic insurance companies as one of key factors of the realization process of the agricultural risks insurance. The practical significance lies in the assessing of the development potential of agricultural insurance conducted in the three-level measurement. Proposals to ensure the gradual realization of the existing potential in the interests of the insurance process participants were formulated. Tabl.: 4. Figs.: 1. Refs.: 15.