Modern market of payment services in Kazakhstan
In the article the authors investigate the development of the modern market of payment services in Kazakhstan. The development of payment services is a strategic task of the financial market regulator. In implementing this direction, the authors highlight the measures aimed at improving the availability of payment services for the population and economic entities. The authors conclude that among the measures it is necessary to promote the widespread introduction of innovative payment technologies, including the use of mobile devices, contactless payment cards, as well as other technological solutions that expand the geographical coverage of payment services and reduce the cost for companies and the population, in particular by providing them with online access to payment services. It is also necessary to pay attention to the expansion of the scope of electronic means of payment. Among the priorities, the authors highlight the activities aimed at increasing the confidence of the population and enterprises in payment services. The implementation of these directions requires measures to improve the security of the use of electronic means of payment, including reducing the risks of information security violations and combating fraudulent transactions in the implementation of money transfers. Flexible and loyal tariff policy of service providers helps to increase accessibility for users. The authors consider the mandatory increase of financial literacy of the population in the context of the use of payment services to be the key.