PROSPECTS OF INTRODUCTION OF OBLIGATORY INSURANCE OF PREMISES IN RUSSIA: THE POLICY INSTEAD OF THE HELP
The article considers the prospects of introduction of obligatory insurance of residential premises in the Russian Federation. The article analyzes the main positions of supporters and opponents of reforming of the insurance legislation in this area. The attention to a question of rendering by the state of the financial help is paid to the citizens injured with emergency situations of various scale and character. The actual theoretical and practical aspects interfering introduction of norm of insurance as obligatory are considered; versions of the solution of the problems connected with introduction of obligatory insurance of premises in the Russian Federation are given. In particular, it is offered to stop at further discussion of a choice of a form of insurance of housing on broader development of subsidized insurance which would cover all regions of the country, and in the subsequent it is supposed to create special reserve fund for these purposes.