CAPITAL ADEQUACY OF COMMERCIAL BANKS IN THE CONDITIONS OF TRANSITION TO THE RECOMMENDATIONS OF THE BASEL III: REGIONAL ASPECT
In order to form a capital adequacy ratio (H1) of regional commercial banks of the Far Eastern Federal District the comparative analysis of the quality of equity and efficiency of its formation has been held. The following requirements for the H1 norm has been into account: minimum value set by the Central Bank of the Russian Federation, regulatory requirements of the Basel agreement, which entered into force on the 1st of January in 2014. In assessing the efficiency of formation such factors as the value of assets and equity, net value growth equity and total liabilities, the coefficients of immobilization and the share of profits in equity has been investigated. The study has shown that all regional banks of the Far Eastern Federal District perform adequacy, set by the regulator.The introduction of the requirements of «Basel III» will have no negative impact on the banking system of the Far Eastern Federal District concerning the requirements for the size and quality of equity.