THE FINANCIAL SAFETY AND FACTORS INFLUENCING IT
In this article the author paid the main attention to essence of the financial safety of the state presented as ability of a financial system to keep security, stability and firmness of the financial interests at negative impact of the external and internal factors making threat of financial safety, and also preservation of ability of a financial system of the state to provide effective functioning of national economy and constant economic growth. A number of the subsystems differing with own structure and logic of development forms financial safety being extremely difficult multilevel system. In article the author schematically displayed factors influencing stability of system of public finances. Paramount value in ensuring financial safety of the country in general has efficiency carried out budgetary, tax and monetary policy. In article the author considered the most widespread threats of financial safety of the state: inefficient budgetary policy and inappropriate use of budget funds; growth of defaulters of taxes and as a result decrease in efficiency of all tax mechanism; growth of a central government debt, and also the obligations guaranteed by the state, problematical character of its service; constant increase in prices and instability of rate of national currency; enormous difference in the ratio level of the income most and the least wealthy population, lack of full-fledged social security of separate national groups; a low share of the long-term bank credits, the overestimated interest rates on the credits and many others. The author considered system of the indicators determining the level of financial safety which cornerstone is budget deficit existence, sizes of debt obligations of the state, inflation, price of bank crediting, level of monetization of economy, volume of reserves and others. The author caused need of their continuous monitoring and a research.