Educational Credit: Russian and Foreign Experience
The purpose of the study is to assess the current state of educational lending ograms in modern conditions in various countries. To achieve this goal, a comparative analysis of the systems of financial support for students during training was performed. The approaches to the formation of educational crediting systems are revealed, the degree and forms of state participation in them are determined. The article reflects the results of a field study on the conditions and possibilities for obtaining an educational loan in the Russian banking market. It is established that it is limited and banks impose a number of requirements for the provision of educational loans.