DIGITAL PAYMENT TECHNOLOGIES IN THE 21ST CENTURY: ECONOMIC AND HUMANITARIAN ASPECTS
The article discusses options for payment technologies depending on the complexity of money as an economic and social category. Modern digitalization processes cover all spheres of human existence and present new challenges and options for their solution. Society turned out to be divided into two parts, in addition to traditional criteria, such as power, income, prestige for a person, and profitability for a company, also depending on the degree of integration into the digital society. Today, the competitiveness of economic agents depends not so much on the company's market share due to stable sales volumes with corresponding profit volumes, but on the use of a special resource, which is a product of the information society. This is a skill that allows you to professionally use numerous payment technologies that simultaneously serve as both a source of additional income and a constant risk factor for households, sovereign states and entrepreneurs of all legal forms, sizes and industry affiliations.