MONITORING OF PARTICIPATION OF THE POPULATION OF THE ULYANOVSK REGION IN THE PROGRAM OF THE INVESTMENT OF PENSION SAVINGS
The pension system is one of the most socially and economically important sectors of the national economy, implementing the basic constitutional guarantee - material support of pensioners. The current pension system could not ensure a stable performance of obligations of the state before the pensioners in the nearest future. Since March 2004, the Pension Fund of the Russian Federation shall ensure the transfer of pension funds in trust management of the management company and in the private pension funds, acting in accordance with the requirements of the legislation and on the basis of the pronouncement of will of the insured persons. However, the government pursuing the reform did not arouse much interest among the population, and that is what the study confirmed. The aim of the research is to elucidate the relationship of the inhabitants of the Ulyanovsk region to the managing companies, engaged in investment of pension accumulations, and the determination of efficiency of investments. For this was carried out selective observation of way survey of 500 respondents, the results of which are common to all the able-bodied population of the Ulyanovsk region. The questionnaire had the following objectives: explore the opinions and preferences of the respondents regarding their attitude to the system of pension assets investment management companies; to determine the levels of satisfaction of the respondents income from investment of pension funds and confidence of the population to private managing companies. Visualization of the results of the questionnaire on these issues is presented with the help of the self-organizing Kohonen maps. On the basis of the research conclusions are made about the fact that the level of pension literacy of inhabitants of the Ulyanovsk region is quite low, the population of the Ulyanovsk region is not interested in the pension reform, the inhabitants of the region do not know about changes in the pension system of the country. Most of people entrusted their pension money to PFR, and as a managing company chose «Vnesheconombank». In accordance with this development of recommendations on increase of the level of the pension literacy of inhabitants of the Ulyanovsk region is necessary.