THE MODERN PARADIGM OF EFFICIENT COMMERCIAL BANKS
The modern banking cluster is characterized by the diverse development of monetary relations, it can be some kind of stabilization or modest growth of liquidity, all of these changes depend on systemic crises. Commercial banks carrying out their functional enter into complex relationships with the subjects of economic relations, implementing calculated credit, deposit and other operations. Currently the economic situation has changed, first of all, this concerns the functioning of commercial banks, and at the same time banking activity exposed to numerous risks and bankruptcy of credit organisations. The subject of the research of scientific article serve the economic relations, arising in the context of the analysis of estimation methods of the banking activity efficiency, discusses the relevance and necessity of the analysis of effectiveness. The purpose of the scientific article is to analyze the existing methods of estimation of the commercial banks efficiency, with identifying pluses and minuses of each method.