Influence of regional income differences on financial literacy of the Russian population
The study attempts to verify the hypothesis about the influence of regional differences in income and the degree of activity of people that they show when using digital financial services (fintech) on the financial literacy. The research hypothesis is that financial literacy can be influenced by the regular and active use of digital financial services and the amount of income, which is more inherent in people living in large settlements. The purpose of the study was to identify factors affecting the level of financial literacy. The authors conducted a sociological survey based on the methodology of the Bank of Russia and the member countries of the Organization for Economic Cooperation and Development. The authors assessed the degree of fintech active use by the population in relation to the level of financial literacy. The article contains an analysis of analytical data. The results obtained may be of interest to government agencies and public organizations involved in assessing the level of financial literacy, researchers in the field of creating and improving the methodology of this assessment, as well as a wide range of readers interested in assessing the financial literacy.