Basic Methods of Complex Assessment of Risks in Regard to Innovational Development of Insurance Organization
The article dwells on basic methods of complex assessment of risks in regard to innovational development of an insurance organization under contemporary conditions. It is noted that identification of risks is aimed at an establishment of potential sources of damage which may be inflicted upon the organization in the course of innovational project implementation by dint of conducting a full analysis of all possible cases which are fraught with potentialities of such damage. The merits of statistical methods lie in a possibility of analyzing and estimating of different variants in reference to a development of events and of taking into account diverse factors of risks proceeding from available data. It is shown that general amount and combination of methods are determined with concrete conditions of realization of this or that innovational project and with the specificities of solvable goals targeted at risk-controlling and management with the risks of innovational development of the organization.