LIQUIDITY RISK OF COMMERCIAL BANKS OF THE RUSSIAN FEDERATION
This article identifies the main problems of liquidity of commercial banks and their solutions. Liquidity of commercial banks can be attributed to one of the key quality characteristics of the bank’s activities, which determines the stability and reliability of the bank, this is what forms the basis of the existence of credit and banking sectors. Liquidity enables the bank to conduct its activities: mobilizing resources at lower rates and longer term; maintain the bank’s reputation as a reliable contractor; providing funds for the priority areas of the bank; full and timely fulfillment of obligations on borrowed funds; avoid non-profitable sale of assets. Just allocate illiquid, highly liquid and illiquid assets. In banking, the dependence of credit institutions on the interbank market and the dynamics of interest rates plays a huge role in the formation of the Bank of Russia.