ECONOMIC ASPECTS OF DEVELOPMENT OF MODERN TYPES OF OBLIGATORY INSURANCE
Background. The system of compulsory insurance plays an important role in modern society. First of all, it contributes to the realization of the social role of the state, is necessary for a modern type of market economy and is set by international standards of modern development. A special role is assigned to the state on the problem of ensuring social stability in society, which is largely ensured by the system of compulsory social insurance. The purpose of the article is to disclose the economic mechanism for the implementation of modern types of compulsory insurance. To achieve this goal, it is necessary to disclose the content of the notion of compulsory insurance, determine its types, identify participants in insurance relations. Materials and methods. In this study, general scientific methods and techniques were applied: a systematic approach, methods of statistical and logical analysis. As the information base, legal acts of the Russian Federation, analytical, survey and reference materials were used. Results. The article analyzes trends in the development of insurance services market, in particular, compulsory insurance sector. The basic tendencies and prospects of development of the market are defined. Characterized in the framework of economic relations are forms of compulsory insurance, such as social insurance, state insurance, other types of compulsory insurance. Conclusions. Within the framework of various types of compulsory insurance, the insured are state organizations (compulsory state insurance), employers' organizations and individual entrepreneurs (compulsory social insurance), individuals and legal entities (professional liability insurance, civil liability insurance), which determines specific features of economic relations Each of these spheres. In the system of compulsory insurance, main role belongs to protection from social risks. The compulsory insurance segment is supplemented by the voluntary insurance segment, which is dynamically developing and growing.