Protection of rights of credit historical subjects
The article is devoted to the actual problem of protecting the rights of subjects of credit histories. The legal nature of the credit history, changes in the legislative approach and expansion of the areas in which the institution of credit histories finds its application are analyzed; expanding the range of subjects and sources of credit history. The author comes to the conclusion that it is possible to predict an increase in the composition of information included in credit histories. It is proposed to establish the contents of not only information, but also the rest of the credit history in the acts of the Bank of Russia. The main violations of the rights of subjects of credit history are investigated. It is proposed to establish the possibility of an unlimited amount of free access to the subject of credit history in electronic form to the credit history and report on it. The article also identifies key areas of protection of the rights of subjects of credit history.