БАНКІВСЬКЕ КРЕДИТУВАННЯ: СУЧАСНИЙ СТАН ТА ПРОБЛЕМИ СЬОГОДЕННЯ
Analyzed and researched the current state of bank lending market in Ukraine, as well as practical recommendations for its further development. Determined that the credit is an important source of funding for capital investment and plays a very important role in the process of expanded reproduction, and direct bank loan serves one of the major forms of credit as business entities and households. It is proved that only a market economy all manifestations as bank loans are disclosed in full, and in the economic transformation credit can play both positive and negative role. The analysis determined that the domestic market of bank loans in recent years, characterized by a progressive increase in the loan portfolio. However, found that despite the increase in the loan portfolio of commercial banks, there is a tendency to reduce the effectiveness of banks'' credit activity.