FORMATION OF RUSSIAN BANKING SECTOR IN MARKET ECONOMY: SOLVENCY OF DEPOSIT INSURANCE SYSTEM IN THE CONTEXT OF GLOBAL FINANCIAL CRISIS
The article considers deposit insurance system as mechanism of protecting individuals' bank deposits by insurance and as organizational structure that performs this function. The authors carry out a comparative analysis of the dynamics of the number of banks authorized by the Bank of Russia to operate individuals' accounts in Russia and banks-members of the Russian deposit insurance system in 2008-2012. They also determine the leading commercial banks and deposit growth rate at regional banks by Federal Districts. The conclusion proves solvency of Russian deposit insurance system in the context of the world financial crisis.