PROSPECTS FOR THE DEVELOPMENT OF LENDING TO SMALL AND MEDIUM-SIZED BUSINESSES IN SBERBANK PJSC
In modern conditions, the relevance of the study of the specifics of lending to small and medium-sized businesses is increasing more than ever, this fact is due to several reasons, both macroeconomic and local financial. In conditions of economic instability, the actions of various economic sanctions aimed at worsening the economic situation of Russia, reducing foreign investment and increasing the problem of import substitution, small businesses become the locomotives of the economy, occupying vacant niches without requiring billions of investments, these economic entities become the basis of development, have a beneficial effect on the restructuring of the structure of the Russian economy, including through the opening of new jobs, as well as the implementation of special functionality. The purpose of the article is to consider the issues and prospects for the development of lending to small and medium-sized businesses in a commercial bank. The article deals with the particular problems of the bank under study, which provides loans to small and medium-sized businesses, also highlights a number of problematic aspects; specific measures are proposed concerning the intrabank prospects for solving the problems of lending to Russian businesses.