METHODS OF ASSESSING THE CREDITWORTHINESS OF THE BORROWER
The article considers the methods of assessing the creditworthiness of the borrower. In the current conditions of the economy analysis of the creditworthiness of borrowers again acquired its relevance and necessity. Kreditosposoben-ness of a borrower depends on many factors, therefore, to analyze and calculate each of them is not easy. Analysis of the creditworthiness of the borrower is an essential element of the credit process, which gives the possibility to adjust credit risk and the amount of overdue loan debt. At the present time, integrated models for assessing the creditworthiness of a borrower used by many commercial banks. Among the large variety of models for assessing the creditworthiness of borrower the most common are «CAMPARI», ««PARSER» and the model of the «six C».