ECONOMIC ACTIVITY OF YOUNG PENSIONERS AS A FACTOR OF RES DEVELOPMENT
The article examines the intangible actualization problem internal resources of the region as a mechanism for the development of the regional economic system. The understanding of the systemic nature and systemic patterns of RES has been clarified. The specifics of RES self-organization in the conditions of digitalization as a process of intensive inclusion of new intangible assets into the system structure are shown. The indirect form influence of economic behavior of «young pensioners» on the economy of the regions is considered. The study of the effect of that impact is not yet the subject of scientific economic research. In this paper, using the example of the Ivanovo region, this impact is considered through such a process as the formation and growth of financial literacy in this category of the population in terms of changing their economic behavior. The resource potential problem of the "young pensioners" economic activity for the RES has so far been underestimated by domestic researchers. They have accumulated work experience, education, qualifications and, according to the specifics of age, family status, are less mobile, prone to physical migration outside their region. Using the example of changes in the economic behavior of young pensioners under the influence of the growth of their financial literacy, a complex synergetic economic effect is revealed, which makes it possible to increase the stability of the RES. The economic effect of the economic activity of "young pensioners" for the RES will be the sum of several effects: budget savings on reducing the costs of pension indexing for working pensioners, an increase in tax revenues to the budget of the region from working pensioners, an increase in solvent demand, an improvement in the situation on the labor market of the region. The study results can be applied to solve problems related to the process of determining, evaluating, and reproducing the internal resources of the RES; to activate the economic behavior of significant groups of the region's population, a methodology for assessing the economic effect is also proposed.