Problems and prospects of banks development in the Orenburg region
The banking system is an important element of the financial system in the region. It helps to speed up the mobilization of funds for expanded reproduction, increasing the competitiveness of economic entities, the acceleration of the economic processes. Authors are performed the analysis of the main indicators of the banking system of the Orenburg region, are called the problems and prospects of development of the banking system in the region. According to the authors, the main impediments to the full functioning of the participants in the banking and the credit market of the Orenburg region are unstable state of the economy of the region and the country in general, low solvency of borrowers, weak competition on a market, lack of quality investment plans. For the development of the banking system in the region need to develop banking risk management, implement the latest information technologies into everyday practice, improve the financial literacy of the population and other measures. Information base of research includes the data of the Central Bank of Russia, the Territorial Department of the Federal State Statistics Service of the Orenburg region in 2010- 2014 years.