Identification, evaluation, planning and reduce the financial risks for the center responsibility of bank
The article describes the criteria for allocation of responsibility centres in modern Ukrainian banks. Investigation the characteristics of bank risk (financial, operational, functional) and the types of financial risks (credit, market, liquidity), which a rise in the implementation of active and passive operations of the bank. The study describes the main stages of the series of financial risk management: identification, assessment, planning, reduction. A comparative analysis of assessment methods (strategic, expert, analytical, combined) and tools reduce the amount of financial risks (insurance, hedging, limits, diversification and reserves) on the centres of the bank's liability. Considered resource allocation mechanism between the centres of the bank's responsibility, which is also one of the management tool of market risk and liquidity risk. The algorithm of strategic and financial planning business activities of the bank as a management component of the bank's financial risks. The necessity of further improvement of tools and methods to identify, assess, plan and reduce the financial risks on the centres of the bank's liability.