ABOUT THE TECHNIQUE FOR DETERMINING THE RATE OF RETURN ASSETS OF COMMERCIAL BANKS
Today, banks are more difficult to achieve the goals set before them by shareholders, investors and customers, while respecting the balance of interests of the regulator with respect to the reasonableness of the policy bank, as well as self-interest in obtaining the yield from conducting investment operations. This article describes the features of determining the profitability of assets of commercial banks in accordance with the instructions of the Bank of Russia from 9/3/2016 № 3976-U «On Amending Bank of Russia Instruction dated 30 April, 2008 № 2005-U» On the assessment of the economic situation of the banks. Special attention is paid to the definition of income from the bank’s assets, reducible these guidelines. recommendations to improve the profitability of the use of banks’ assets. The purpose of this article is to explore innovations notes on determining the methodology for determining the profitability of commercial bank assets. The novelty of the paper is the development of measures to improve asset profitability used banks.