Institutional sustainability of commercial bank departments in the current context
The existing situation in Russia's banking sector (namely, sanctions, revocation of licenses by the master regulator, decrease of number of banks, etc) makes it necessary to consider an issue of structural changes in this area, as well as its sustainability. In this context, when centering on and analyzing the statistics of the Bank of Russia in terms of indicators of institutional saturation with banking services by Federal Districts, as well as the information on existence of internal structural units of credit institutions in proportion to their quantitative ratio, a conclusion is made about activity prospects for internal departments of commercial banks in the current context. Thus, reducing the number of banks and their operating units does not affect the institutional sustainability, as the process is aimed at its strengthening. Revocation of licenses is mainly performed with the banks having no departments in their structure. Concentration of banking institutions in the European part of Russia and expensiveness of big banking structures is evident, that categorically determines the necessity of department existence in order to provide the country's remote areas of with banking services.