CREDIT RECOVERY IN THE CONDITIONS OF FINANCIAL CRISIS IN RUSSIA: PROBLEMS AND TENDENCIES
In article features of functioning of a credit system of the Russian Federation in the conditions of financial crisis, a tendency and a problem of market development of bank crediting in Russia during financial crisis, in 2014-2015 are considered. The main problems of crediting in the conditions of financial crisis in the Russian Federation are determined. One of the main problems of crediting in the conditions of financial crisis in the Russian Federation is the problem of a non-return of the credited means in recent years. Exactly recently the share of overdue loan debt on credit agreements since many banks owing to sanctions have reduced crediting amounts has increased, and terms for crediting have toughened. For the solution of the main problems on crediting specific measures are proposed. It is predicted that for 2016-2017 debts will grow also on a ruble mortgage, but in difference from without the mortgage credits, growth will happen more smoothly and this process gives in to control more.