Trends in the development of the Russian mortgage market
This paper examines the features of the Russian mortgage lending market in 2019, as well as the main trends in its development based on the results of the first months of 2020. There is an upward trend in the debt of citizens on mortgage loans, coupled with a decrease in the volume of mortgage loans issued in 2019 relative to the previous period. These phenomena are associated with a General increase in the average mortgage loan amount in 2019, as well as with the stagnation of real incomes of citizens and a decrease in the purchasing power of the domestic currency. The methodology of this research includes structural and statistical analysis, as well as synthesis of the results obtained, aimed at identifying the main prospects for the development of the market under study.