LENDING TO CONSTRUCTION COMPANIES, MORTGAGE LENDING: STATE AND PROBLEMS
In the article the state and problems of lending to the construction industry, mortgage lending. The experience of regions Privozhskogo Federal District to improve the situation in housing construction. It is revealed that the development of any sector of lending depends on the industry risk, determines the stability of demand, the level of state support, payback period and other factors. One of the main reasons hindering the development of housing construction in the current phase is the falling demand of the population and the demand for rental of commercial property; rise in price of construction materials and equipment; economic uncertainty, hampering long-term planning, forecasting borrower must generate cash flow; uncertain prospects for mortgage lending. The main event for the development of housing with mortgage loans.